The Team

  • Graham Down MIPA MABRP, Director

    Graham trained as a Chartered Accountant with the family firm in South Wales. At an early stage he concluded that the tedium of auditing was something he could manage without, preferring instead the nail-biting excitement of the more unpredictable world of insolvency.

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  • Michelle Breslin, Associate

    Michelle is originally from London. At school Michelle developed a loathing for mathematics and, on leaving, vowed never to touch figures again. It was no surprise, therefore, that her first job was in the accounts department of the BBC. She remained with the BBC in various roles for 11 years, and has a repertoire of war stories which could be used for blackmail purposes. Whilst at the BBC she studied for and gained a degree in English and History. On graduating, she vowed never to sit another exam.

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  • Paul Harding

    Paul has spent the majority of his working life in the insolvency arena and at various periods this has taken him to work in London, Birmingham, Wales and several of the Shire Counties. He has seen many changes in the profession but the “insolvency buzz” is still with him and over the years he has become a member of the Insolvency Practitioners Association, a member of the Association of Business Recovery Professionals and is licensed by the Institute of Chartered Accountants in England and Wales.

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  • Penny Hitch, Senior Administrator

    Having grown up in the Cheshire countryside, Penny attended Nottingham Trent University where she studied dance for a BA in Contemporary Arts. Realising that she was not suited to the life of an artist, Penny moved to Bristol to train as a lawyer. Some years later, disillusioned by changes in the law, she sought a new direction and joined Graham Down in his previous firm.

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  • Ian Stewart, Manager

    Ian, like Graham, bored with auditing and producing small firm’s accounts, decided to specialise in insolvency and joined a “big 6” firm in 1982.

    Since then Ian has been employed by various firms ranging from large, national practices to small and medium firms dealing with almost every sector of industry and commerce and personal insolvency. Read more…